Habitat for Humanity of Wausau Inc., builds homes using volunteer labor and funds raised from the support of local businesses, faith community, individual donors and fund-raising events. These homes are sold with a fractional rate interest mortgage loan to partner families chosen through a nondiscriminatory selection process. Partner families become Habitat Homeowners after they have completed the required selection criteria and sweat equity hours. A small down payment is required, and an affordable mortgage is held by our affiliate. Homeowners are required to make monthly mortgage payments which include home insurance and property taxes.