Habitat for Humanity of Wausau Inc., builds homes using volunteer labor and funds raised from the support of local businesses, faith community, individual donors and fund-raising events. These homes are sold with a fractional rate interest mortgage loan to a partner families chosen through a nondiscriminatory selection process. Partner families become Habitat Homeowners after they have completed the required selection criteria and sweat equity hours. A small down payment is required, and an affordable mortgage is held by our affiliate. Homeowners are required to make monthly mortgage payments which include home insurance and property taxes. Since 1990 we have built 64 homes in the Wausau area.