In Need of An Affordable Housing Solution?

Are you currently living in substandard or inadequate housing?

Are you willing to partner with Habitat for Humanity in the construction of a new home and promotion of the organization?

Are you seeking housing that will not exceed 30% of your income?


Habitat for Humanity of Wausau may be able to help!

Approved applicants can purchase a home, with a not for profit home mortgage and payments over 25-30 years, including taxes and insurance.

Eligible income limits are between $25,450 - $57,600 based on family size.

Each application reviewed on a case by case basis.

Call us at 715-848-5042 to find out more:

Guidelines for Family Selection

1 - Applicants must be United States Citizens or Permanent Resident Aliens and should be residents of the greater Wausau area for at least one (1) year.

2 - A family unit or household shall consist of a single person or couple, and their children, and/or immediate relatives. The fact that families within the program may be related, shall not disqualify them from consideration.

3 - The three main criteria for qualification are:

  • Need for housing: Need for housing shall be determined by evaluating financial and physical factors. A financial evaluation will include income limits, area median income (AMI), household income, and cost-burden analysis.  A home visit by a two-person Habitat representative team will analyze the current physical living conditions for serious health challenges, substandard conditions, and overcrowding based on household size.

  • Willingness to partner: Applicants shall agree to meet all the obligations outlined in the partnership agreement, including but not limited to meeting sweat-equity requirements and participation in educational programs to develop skills in financial stability and home maintenance.

  • Ability to pay/financial readiness: Assessment of income, assets, debt-ratios and credit will be performed to ensure that each applicant is financially ready for homeownership. The applicant should demonstrate a regular and dependable income sufficient to meet the financial obligation of the new home, including a one-time closing cost payment up to $1,000.00 and monthly mortgage payments, including taxes and insurance, not to exceed 30% of the gross monthly income.  Qualifying annual gross income ranges from a minimum of $25,450 to a maximum of $57,600, depending on the size of the household.  These amounts are guidelines and are subject to change at any time.  Each application will be judged on a case by case basis.

    Family Size:12345678
    Min. Income:$25,450$29,100$32,750$36,350$39,300$42,200$45,100$48,000
    Max. Income:$30,540$34,920$39,300$43,620$47,160$50,640$54,120$57,600

4 - Habitat will not discriminate against any applicant during the credit transaction on the basis of race, color, religion, national origin, sex, marital status, age, for being a public assistance program participant, or for exercising any right under the Consumer Credit Protection Act.

Revised 1/20


Helpful Links:

2200 Family Info Flyer - Habitat For Humanity Wausau  -  Family Info Flyer

2020 Family Info Flyer - Habitat For Humanity Wausau  -  Guidelines for Family Selection